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Category Archives: Efficiency Systems 2008

Alternative Energy, Ethanol Symposium conference and materials science information – why don’t we have battery powered cars right now this technology has been available and we helped pay for it – and other alternative energy applications / alternative fuels / alternate propulsion choices / biomass, etc.

22 Friday May 2009

Posted by CricketDiane in Air Quality, Alternative Energy, Alternative Fuels, America - USA, Benjamin Franklin, Business Methods, Creating Solutions for America, Creating Solutions for Real-life, Creating Solutions That Work, Cricket D, cricket diane, Cricket Diane C Phillips, Cricket Diane C Sparky Phillips, Cricket House Studios, cricketdiane, Ecology, Economics, Economy, Efficiency Systems 2008, Energy Solutions, Engineering, Extreme Engineering, Global Warming, How-to, Hybrid Vehicles, Intelligence, invention, inventiveness, macro-economics, Macro-economics future forecasting, Money, Physics of Change, Principles of Economics, Reality-based Analysis, Rocket Science, Save The Sea, Solving Difficult Problems in Real Life Real World Real, Solving Impossible Problems, Sovereignty of the People, Sparky Phillips, Systems Analysis, Thoughts, Twenty-first Century, Uncategorized, United States of America, US At Home - Domestic Policy, US Government, USA -1, Workable Solutions, XI-1

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Alternative Energy, alternative energy symposium expo and convention, Alternative Fuels, biofuels

Microbes gobble corn and spit out electricity
(Pittsburgh Post-Gazette)
A Penn State scientist has developed technology that uses corn stover — cornstalks, leaves and other leftovers after the corn is picked — to produce electricity. All it requires is engineering expertise and some hungry bacteria.
(August 2, 2006)

http://www.mrs.org/s_mrs/sec.asp?CID=1986&DID=84155&SID=1

****

http://www.fuelethanolworkshop.com/ema/DisplayPage.aspx?pageId=About_Us

June 15–18, 2009 | Colorado Convention Center | Denver, Colorado, USA

International Fuel Ethanol Workshop & Expo
BBI International

http://www.bbiinternational.com/DisplayPage.aspx?pageId=1

***

For more information click a topic below:


  • Ethanol Producer Magazine


  • Biodiesel Magazine


  • Biomass Magazine


  • Distillers Grains Quarterly


  • Bioenergy Canada


  • Bioenergy Australasia


  • Fuel Ethanol: A Technological Evolution


  • Additional Services and Publications

http://www.bbiinternational.com/DisplayPage.aspx?pageId=1

BBI International Media

BBI International Media is the world leader in biofuels/biomass industry publishing. We have set the standard with publications like Ethanol Producer Magazine and Biodiesel Magazine , and we continue to raise the bar with new publications like Biomass Magazine and our ever expanding line of online services.

***

http://www.uop.com/

A Honeywell Company
UOP –
UOP is an international supplier and licensor of process technology, catalysts, adsorbents, process plants, and consulting services to the petroleum …
www.uop.com/

UOP Works With Vaperma to Offer Enhanced Energy Efficiency in Ethanol Production
UOP has entered into an agreement with Vaperma, Inc. to jointly offer technology to improve energy efficiency and reduce greenhouse gas emissions in biofuel ethanol dehydration. Read more…

UOP and Newpoint Gas Sign Agreement for UOP Separex™ Membrane Natural Gas Processing Technology
UOP has signed an agreement with Newpoint Gas, LP to exclusively use Separex membrane technology in the design of specific gas treating plants in Canada and the United States. Read More…

UOP GB-564 Absorbent Selected by Thailand’s PTT Chemical for Trace Contaminant Removal
PTT Chemical selected UOP GB-564 absorbent to remove mercury and hydrogen sulfide from ethane gas used in the production of petrochemicals at its facility in Thailand.  Read more…

***

http://www.fuelethanolworkshop.com/ema/DisplayPage.aspx?pageId=About_Us

June 15–18, 2009 | Colorado Convention Center | Denver, Colorado, USA

International Fuel Ethanol Workshop & Expo
BBI International

http://www.bbiinternational.com/DisplayPage.aspx?pageId=1

Engineering & Consulting
From “concept to construction,” BBI’s Engineering & Consulting team uses their knowledge and expertise to site, develop and help finance biofuel projects around the world.
Media & Events

BBI Media is the industry’s choice news and information source. From the Ethanol Producer Magazine and Biodiesel Magazine to our wide array of reference materials, no one covers the biofuels industry like we do.

BBI International
Corporate Office
300 Union Blvd., Suite 325
Lakewood,CO 80228
P:(303) 526-5655
F:(303) 526-7776
BBI International
Engineering & Consulting
300 Union Blvd., Suite 325
Lakewood,CO 80228
P:(303) 526-5655
F:(303) 526-7776

BBI International
Media & Events
308 Second Ave.N., Suite 304
Grand Forks,ND 58203
P:(701) 746-8385
F:(701) 746-5367

BBI Biofuels
Canada
30 Duke St.W., Suite 701
Kitchener,ON N2H 3W5
CANADA
P:(519) 576-4500
F:(519) 576-7620

BBI Biofuels
Australia
BBI Biofuels Pty,Ltd.
Level 1, Oxley House
25 Donkin Street
West End, Queensland, 4101
AUSTRALIA
Phone: +61-7-3360-7000
Fax: +61-7-3360-7070

http://www.bbiinternational.com/DisplayPage.aspx?pageId=1

***

http://www.globalbiomassnetwork.org/DisplayPage.aspx?pageId=3

Discover the Promise of Biomass

The Global Biomass Network Project, Inc. supports this website and promote sustainable energy development — world wide — with education, community partnerships and philanthropy.

Site Features

  • Interactive BioEnergy Network of sustainable industry professionals
  • World Biomass Directory to promote contact and collaboration
  • Links to international conferences and events
  • Links to publications, videos and biomass information resources
  • Feedstock information, biobased product data and process information

http://www.globalbiomassnetwork.org/DisplayPage.aspx?pageId=3

***

http://sunlighter.com/Products.aspx

Sunlighter
The amazing solar powered lighter!
It never needs fuel and lasts for years.

Windproof
Waterproof
Powered by the Sun

**

Design & Performance
–
Compact Two-Piece Design
Clean, Green, and Safe
Powerful, Yet No Flame
Latest “Must Have” Survival Tool

**

solar powered lighter by Sunlighter.com

solar powered lighter by Sunlighter.com

**

Watch the Sunlighter
in action.

It’s fun & easy to use!

Play Fuel Less Lighter Demonstration

Sunlighter
For more information, please contact us at:

Email: support@sunlighter.com

Mailing Address
Sunlighter, Inc.
210 Pear Valley Court
Johns Creek, GA 30022

Phone
678-640-4668
8:00 am – 8:00 pm Eastern Time

http://sunlighter.com/Contact.aspx

http://sunlighter.com/Products.aspx

*******

My Note –

Now, if somebody will just take the little focused sunlight gizmo above and add it to the UOP stuff right here –

Company Overview
Catalysts

  • Catalytic Polymerization
  • Claus Catalyst
  • Cumene/Phenol
  • EB/Styrene
  • Hydrocracking
  • Isomerization
  • KLP
  • Merox
  • Oleflex
  • Pacol/Molex
  • Parex, Isomar, Tatoray
  • Reforming

Services

  • Adsorbent Services
  • Catalyst Support
  • Engineering
  • Inspection
  • Operations Support
  • Training Services
  • Planning Support
  • Reliability Services
  • <!–

  • Scheduling & Blending
  • –>

  • Training

Process Technology: Refining

  • Alkylation
  • FCC (Catalytic Cracking)
  • Gasoline Desulfurization
  • Hydrocracking
  • Hydrotreating
  • Hydrogen/PSA
  • Isomerization
  • RCD, Black Oil
  • Reforming
  • Treating (Merox)

Process Technology: Petrochemicals

  • Cumene/Phenol
  • Ethylbenze/Styrene
  • KLP
  • MaxEne
  • Molex
  • MTO
  • Olefin Cracking
  • Oleflex
  • Pacol/Detal
  • Parex/Isomar
  • PET: Solid State Polymerization (SSP)
  • Tatoray

Gas Processing

  • Amine Guard
  • Benfield
  • Inspection
  • Training Services
  • Reliability Services
  • <!–

  • Scheduling and Blending
  • –>

  • Separex CO2 Membrane
  • Training

Adsorbents

  • Activated Aluminas
  • Air Separation Products
  • Claus Catalyst
  • Custom Products/Catalysts
  • Drying Products
  • Environmental Products
  • Molecular Sieves
  • Natural Gas Products
  • Purification Products
  • Refrigeration Products
  • Versal Aluminas
  • Window Beads and Powders
  • Other Products

Equipment

  • MD Trays/High Flux Tubes
  • Process Critical Equipment
  • Pressure Swing Adsorption
  • Turn-Key Process Plants

Renewables

<!– Innovation Group –> <!–

–>UOP and Ensyn Launch Envergent Technologies to Offer Second-Generation Biomass Technology
UOP has launched Envergent Technologies with Ensyn Corp. to offer technology and equipment to convert second-generation biomass like forest and agricultural residuals to pyrolysis oil for power generation, heating fuel and for conversion into transportation fuels. Read more…

http://www.uop.com/

***

My Note – then, we could have clean energy –

– cricketdiane, 05-22-09

[And from last year’s post – ]

***
Another idea for an energy solution – solar as fuel – Cricket Diane C Phillips – 2008

Focal Point Sun Collector –
Energy Source Possibility –

Created by Cricket Diane C Phillips 072208

focal point
Sun collector
fine point upon confined space

typical use of magnifying glass for concentration of light source

air in – heats by sun
Increased pressure by expansion
Increased heat from sun’s energy

air intake = one-way valve

heated air expands when collected sunlight envelopes cavity below collector and bounces around mirrored surfaces (shiny metal interior surface where focus has brought in collected sunlight and heat).

Expanding heated air forces out along narrowed corridor through expansion valve which only opens at a specific pressure point –> creating nozzle bursts of heated air

vacuum thus created sucks in more air to be heated = will result in pulses of air bursts for useful powering / energy to use as propulsion, mechanical motion and to turn generator mechanism for electric power generation.

** another possibility could use the physical expansion of the heated air to convert into motion using a bladder type apparatus that would inflate and act as a bellows or physically move a unit of mechanical system

Written by and created by Cricket Diane C “sparky” Phillips, on July 22, 2008, USA
Cricket House Studios, 2008

August 5, 2008 Posted by cricketdiane

****
****

Brainstorming for energy solutions – list of what is abundant and ideas – Cricket Diane C Phillips – 2008


Energy / fuel solutions – brainstorming possibilities –
08-05-08 Cricket Diane C Phillips

We need a fuel that works which is from common, non-toxic, abundant resources that will work in existing vehicles, if retrofitted some way (for less than $1500 each.)

The fuel resource must have specific characteristics that could be harnessed for electric, mechanical or direct power / propulsion or possibly for combustion.

What is plentiful and abundant –

sunlight
light waves
sound waves
red mud – (iron oxides)
sand
dirt
certain salts
sea water
mulch
landfill / garbage
concrete
atomic energy
algae, pond scum
moss
dandelions – will grow anywhere
seaweed (China’s coastal cleanup and others)
kudzu
cogon grass
chaparral
wind
ocean movements
temperature changes
pressure changes
gravity
electromagnetism
earth spin
vacuum pressure
certain mechanical forces
air
polluted air
CO2 and Carbon monoxide
other exotic airbourne chemicals
paper and wood pulp
clay bodies / ceramics
ash
ash by-products
manufacturing pollutants / by-products
mold and mildew
heat
steam
naturally occurring forces
naturally occurring motion – like falling water
heated air rises and falls when it cools
nanocarbon tubes
nanoparticles and their unique behaviors
friction
kinetic and potential motion
elasticity
potential energy inherent in materials and certain mechanisms
manure
bat guano
cow manure
O3 manufacture
ionization
lightning
plus to minus energy change
plasma (physics)
alcohol
vegetable oil
light spectrum elements
lasers
fiber optics
plastics
plastic milk jugs
glass
methane
acetone
acetate
plastic chips from recycled products and packaging
aluminum from recycled products
some chemical cocktails & combinations
urea and ammonia
coal
charcoal
gyroscopic energy
electricity
unique properties of things
phosphates
phosphorous
soap and soap by-products

If I had to power a vehicle right now because all gasoline stopped and was unavailable – what would I use? Not including alcohol, what else is there?

I would harvest kudzu and make it into wine for its alcohol content to fuel an existing vehicle system. But, if I were to create the vehicle from scratch – I would create propulsion from another use of energy as its system.

Airbourne dust particles –> through plasma field, pull in air – push out air, blasting dust particles with electric arc to heat degrading food stuffs creating methane – to ignite methane stream? To push pistons or to force channel of thrust?

** A cup of water (basic clean water, not heavy water) could power all the vehicles in the world. There is more than enough energy in one cup of water to power all the vehicles in the world today (and maybe for the next ten years.)

Written and created by Cricket Diane C Phillips, August 5, 2008, USA

August 5, 2008 – Posted by cricketdiane | Air Quality, Alternative Energy, Alternative Fuels, America – USA, Apples and Oranges, Creating, Creating Solutions That Work, Creating Solutions for America, Creating Solutions for Real-life, Creativity, Cricket D, Cricket Diane C Phillips, Cricket Diane C Sparky Phillips, Cricket Diane Designs, Cricket House Studios, CricketHouseStudios, Designs, Efficiency Systems 2008, Energy Solutions, Engineering, Extreme Engineering, Genius At Work, Global Warming, How-to, Hybrid Vehicles, Integrated Thinking Processes, Intelligence, Inventing Solutions For America, Make It Work, Money,

****

Brainstorming battery and energy ideas – Cricket Diane C Phillips – 2008

Shopping List –
2008 Needs (for energy, fuel, transportation and others)
Cricket Diane C Phillips, 2008

Dynamic propulsion
Battery System – An efficient way to store electrical energy
solar-direct power harvesting
Heat-direct conversion & storage
Photon gathering equipment & useful energy from photons directly or by conversion
DC / AC – electromagnetics / alternators and generators / turbines
Mechanical force and friction force efficiencies
Quantum mechanisms used for power, energy, fuels, propulsion, etc.
Known hydro-electric systems / steam run turbines

–> Solar generator prototype (mine) reworked
–> Ribbon elevator power mechanism @ 1 meter / second (solar, air, wind, atom, chemical, hypermagnetics)
–> That same carbon “nano” tube ribbon used as tracks for transportation system (on ground)

Converting chemical energy into electrical energy and harnessing the conversion
Symbiosis / symbiotic electrical mechanisms
–> A super density solid spinning at 10,000+rpm has a gravitational yield? Of how much lift?
–> Sulfur dioxide compounds (airborne) as fuel? How to convert at room temp? At high tem? In existing car engine systems – what catalyst would be required using normal pressures?

Applied mechanics to amplify power inputs
see image – triangle with C (carbon) on top point, O (oxygen) at right point, and H (hydrogen) at left base point. Stage one reaction with carbon, stage two using oxygen and third stage with hydrogen. Three-reaction system for propulsion

Strange chemistry / store electricity another way (as light / photons), (as 3-dimensional harnessing “grid”), (as sound waves?), nanoparticles storage system in molecular sieve

–> why couldn’t existing battery technology be used but exchange nanoparticles held in place by semi-permeable skin? It would increase storage capacity exponentially, (regular lead / acid batteries et al.) – it would have to be easier than what is already being done.

d/c power systems could be created more directly from sunlight and from nuclear power technologies while still using a/c – producing systems as they are simultaneously  – see notes

airplanes are heating the cold surfaces (external) and cooling hot surfaces by mechanic / thermo electric systems – why not take the temperature differential from one to fix the other and vice versa – couldn’t that save significant power (also harness exhaust for re-use as fuel in flight)

–> using a laser to heat water – what happens to photons in that process? Could this process turn a turbine for power generating? Do photons have enough power to be stored and used – doesn’t bio-luminescent systems use such a system?

–> what has been done on this already? Does it heat or alter a shaft of air =/- in the surrounding column of laser emission?

–> there has to be a lot of charged material for column effects of electricity (such as in lightning) – are there any materials that could be used to intentionally harness this affect? Would they be stable? – could they be made stable enough to handle?

–> is there a way to harness electric effects from plasma globes? Lightning machines? What has been done along these lines?

–> 2 – 3 volt miniature motor made by Japanese shown in 1992 (less than three inches length)? In tandem to move or enhance motion?

Written by Cricket Diane C “sparky” Phillips, 08-07-08, USA

August 7, 2008 – Posted by cricketdiane

****

Fun & Newsworthy

  • printer-friendly

Interesting and fun news reports and features related to materials.

Links

Solar Tech: Not just on the roof anymore
(The New York Times)

Photovoltaic cells are already a familiar sight on rooftops. But one day, miniature cells may also be found in more unconventional places: power-generating windows, car sunroofs or even awnings. The new technology is the work of a researcher and his colleagues who developed a way to print ultrathin, semitransparent and flexible cells on plastic, cloth and other materials. If the technology succeeds, it may provide the solar industry with alternatives to the fixed installations that are common today: cells may be printed on plastic rolls that could be unfurled for dozens of uses, or stamped onto fabric for T-shirts or other clothes that collect energy while worn. They use a standard printing technique to create solar cells that are a tenth the thickness of conventional semiconductor cells, or even thinner. The cells are so flexible that dense arrays of them can be rolled tightly around a pencil.
(April 30, 2009)

http://www.mrs.org/s_mrs/sec.asp?CID=1986&DID=84155&SID=1

***

  • Polymer coating heals itself
    (The New York Times)
    Credit: Science

    Researchers have tried for years to develop self-healing polymer coatings for various uses. Recent efforts have incorporated microspheres containing bonding chemicals. In another approach described in a new study, what breaks is not a sphere, but a ring-shaped chemical, oxetane, that is incorporated in the polyurethane polymer. Another compound in the polymer, chitosan, forms cross-links at the places where the oxetane breaks, healing the scratch. What makes the method potentially very useful is what causes the cross-links to form: exposure to ultraviolet light. That means that a damaged coating could heal itself in a matter of minutes or hours by being exposed to sunlight, which contains plenty of UV rays.
    [Self-Repairing Oxetane-Substituted Chitosan Polyurethane Networks, Science 13 March 2009: Vol. 323. no. 5920, pp. 1458 – 1460 DOI: 10.1126/science.1167391 ]
    (March 16, 2009)

  • Theory and experiment meet, and a new form of boron is found
    (The New York Times)
    Credit: Artem R. Oganov, Stony Brook University

    Boron is a simple atom: five protons, five or six neutrons, five electrons. It is not as ubiquitous as hydrogen. Yet it remains an element of mystery. Now researchers have found a form of boron that is nearly as hard as diamond. This discovery even illustrates the power of the idea of evolution, using a so-called genetic algorithm to decipher the structure of the new boron crystal. The new form of boron is stable at super-high pressures — more than 100,000 times the normal atmospheric pressure of 14.7 pounds per square inch — and consists of two substructures. One is a spherical shape of 12 boron atoms. The other is a dumbbell shape of a pair of boron atoms. These two sub-substructures stack together in the same way that table salt (sodium chloride) does. When the high pressures were eased, the boron remained in the new configuration. Subsequent experiments confirmed that the material had the properties predicted by the algorithm.
    [Ionic high-pressure form of elemental boron, Nature 457, 863-867 (12 February 2009) | doi:10.1038/nature07736]
    (February 19, 2009)

****

  • A new flexibility with thin solar cells
    (New York Times/Nature Materials)Manipulating photovoltaic cells, typically made of semiconductor materials, and incorporating them into different panel designs is not easy. A research group has now come up with a novel method for creating extremely thin solar cells that can be combined in flexible, even partially transparent, arrays. It could be called the rubber-stamp approach. The technique involves creating a series of precisely spaced “microbars” on a block of single-crystal silicon. These bars, which have a thickness of a few micrometers, have doped regions that create p-n junctions, the main feature of most photovoltaic cells.
    [Ultrathin silicon solar microcells for semitransparent, mechanically flexible and microconcentrator module designs, Nature Materials, Published online: 5 October 2008 | doi:10.1038/nmat2287]
    (October 7, 2008)
  • Air-purifying stained glass windows early use of nanotechnology
    (e! Science News)Stained glass windows that are painted with gold purify the air when they are lit up by sunlight, according to a new study. Numerous church windows across Europe were decorated with glass coloured in gold nanoparticles. Glaziers in medieval forges were thus early nanotechnologists who produced colors with gold nanoparticles of different sizes, suggest the researchers involved in the study. The tiny particles of gold, energized by the sun, are able to destroy air-borne pollutants like volatile organic chemicals which often come from new furniture, carpets and paint.
    (August 25, 2008)

http://www.mrs.org/s_mrs/sec.asp?CID=1986&DID=84155&SID=1
Impressive new tricks of light, all within the laws of physics
(New York Times)
In the latest example of logic-defying tricks that physicists can now perform with light, researchers have demonstrated an optical fiber — a glass strand that transmits pulses of light — with a couple of odd characteristics: A pulse of light shot into the fiber departs before it enters. Within the fiber, the pulse travels backward — and faster than the speed of light.
(May 17, 2006)

http://www.mrs.org/s_mrs/sec.asp?CID=1986&DID=84155&SID=1

***

http://web.mit.edu/newsoffice/topic/materials-science.html

MIT Materials Science Hub

MIT Department of Materials Science and Engineering

Materials science-related labs and programs at MIT

MITEI awards third round of seed grants

The MIT Energy Initiative’s third round of seed grants for energy research will support innovative work on solar power, nuclear power, fuel cells, biofuels, and more. Several projects are inspired by natural systems such as gecko feet and bacterial antennas. May 5, 2009

Spinning at the nanoscale

MIT Professor of Chemical Engineering Gregory Rutledge is exploring new ways to create electrospun nanofibers, which hold promise for applications including protective clothing and wearable power. May 5, 2009

A material for all seasons

Graphene is a recently-discovered material with unique characteristics, and several teams of MIT researchers are hard at work trying to understand its behavior and find new applications for it. May 4, 2009

MIT home news office
room 11-400
77 massachusetts avenue
cambridge, ma 02139-4307
617-253-2700
newsoffice@mit.edu

http://web.mit.edu/newsoffice/topic/materials-science.html

****

MIT spinoff gets Detroit contract – Auto manufacturer Chrysler said this week it has chosen A123Systems, a Watertown company based on technology developed at MIT, to make batteries for its new Envi line of electric and hybrid cars. April 8, 2009

New virus-built battery could power cars – For the first time, MIT researchers have shown they can genetically engineer viruses to build both the positively and negatively charged ends of a lithium-ion battery through a cheap and environmentally benign process. April 2, 2009

New material could lead to faster chips – New research findings at MIT could lead to microchips that operate at much higher speeds than is possible with today’s standard silicon chips, leading to cell phones and other communications systems that can transmit data much faster. March 19, 2009

Manufacturing inefficiency – Modern manufacturing methods are spectacularly inefficient in their use of energy and materials, according to a detailed MIT analysis of the energy use of 20 major manufacturing processes. March 17, 2009

Battery material for rapid recharging of devices – MIT engineers have created a kind of beltway that allows for the rapid transit of electrical energy through a well-known battery material, an advance that could usher in smaller, lighter batteries that could recharge in seconds rather than hours. March 11, 2009

Physicists discover variation in superconductors – MIT physicists have discovered that several high-temperature superconductors display patchwork quilt-like variations at the atomic scale, a surprising finding that could help scientists understand a new class of unconventional materials. January 27, 2009

Solving the mysteries of metallic glass – Researchers at MIT have made significant progress in understanding a class of materials that has resisted analysis for decades. Their findings could lead to the rapid discovery of a variety of useful new kinds of glass made of metallic alloys. December 18, 2008

Finding better materials for solar cells – Research by MIT scientists and students could lead to cheaper and more efficient solar cells, either by incorporating materials that are so abundant that they could support a major boom in the industry or by cutting production costs for conventional solar cells. December 10, 2008

Boosting the power of solar cells – New ways of squeezing out greater efficiency from solar photovoltaic cells are emerging from computer simulations and lab tests conducted by a team of physicists and engineers at MIT. November 26, 2008

Baby steps – For the first time, an MIT team has shown at a molecular level how a cell motor protein generates the force needed to move through cells. November 24, 2008

A new class of catalysts – A new class of chemical catalysts has been discovered by a team of Boston College and MIT scientists, opening up a vast new scientific platform to researchers in medicine, biology and materials. November 16, 2008

[And-]


Viruses make high-tech materials – A researcher reports in the May 3 issue of Science that she used genetically engineered viruses to mass produce tiny materials for next-generation optical, electronic and magnetic devices. May 2, 2002

Mirror fibers could create novel fabrics – MIT researchers have created high-performance mirrors in the shape of hair-like flexible fibers that could be woven into cloth or incorporated in paper. April 24, 2002

Photonic fabrics – MIT researchers have created high-performance mirrors in the shape of hair-like flexible fibers that could be woven into cloth or incorporated in paper. April 23, 2002

http://web.mit.edu/newsoffice/topic/materials-science-archive.html

***

–  AND  –

$22.2M grant for outreach – A $22.2 million grant to MIT’s Center for Materials Science and Engineering is good news not only for the center but also for other researchers and outreach programs. November 20, 2002

Rechargeable batteries – MIT researchers have transformed a relatively common material, lithium iron phosphate, into one with handsome potential for the next generation of rechargeable batteries in electric cars and other devices. October 30, 2002

Material could impact batteries – MIT researchers have transformed a relatively common material, lithium iron phosphate, into one with handsome potential for the next generation of rechargeable batteries in electric cars and other devices. October 23, 2002

**

NTO –

my note – what is that date? October 23, 2002 and the techno research had already been paid for and done – so why aren’t we all driving electric cars with these batteries at an affordable price right now – It is 2009 !

– cricketdiane, 05-22-09

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Getting Money When You Need It – Resourcing – II

17 Sunday May 2009

Posted by CricketDiane in Air Quality, Alternative Energy, America - USA, Business Methods, Comparative Analysis and Analogic Analysis, Creating, Creating Solutions for America, Creating Solutions for Real-life, Creating Solutions That Work, Creativity, Cricket D, cricket diane, Cricket Diane C Phillips, Cricket Diane C Sparky Phillips, Cricket Diane Designs, Cricket House Studios, cricketdiane, CricketHouseStudios, Democracy, Designs, diane c phillips, Drawing, Economics, Economy, Efficiency Systems 2008, Energy Solutions, Engineering, Enlightenment and Reformation, Extreme Engineering, Eye of Enlightenment, Freedom of Thought, Genius At Work, Global Warming, good living, Helping To Fix Solvable Problems, How-to, Human Rights, Information Systems, innovation, Integrated Thinking Processes, Intelligence, Inventing Solutions For America, invention, inventiveness, Leadership Skills, Liberty, Life In The USA - Rotterdam Club, LITERACY, Logic, macro-economics, Macro-economics future forecasting, Make It Work, Making It All Work Quickly, Money, New Boston Tea Party Actions, original art, Original Dynamic Thinking Skills Sets, Original Music, Painting, personal stories, Physics of Change, Principles of Economics, Quantum Physics, Reading Comprehension, real life experiences, Real Time Crises, Real-World, Reality-based Analysis, Reasoning, resourcing, Right Brain Thinking Skills Set, Rocket Science, Sociology, Solutions, Solving Difficult Problems in Real Life Real World Real, Solving Impossible Problems, Sovereignty of the People, Sparky Phillips, Statistical Analysis, Systems Analysis, take it to the limit, Tangible from the Impossible, the art of living, Thinking Skills, Thomas Jefferson, Thomas Paine, Thomas Payne, Thoughts, Twenty-first Century, Uncategorized, United States of America, US At Home - Domestic Policy, US Bill of Rights, US Government, USA -1, War Stories, watercolor, We Come Bearing Gifts, Workable Solutions, Writers, Writing, XI-1

≈ Leave a comment

Tags

create your own business, Creating Solutions for America, Creativity, how to make money, How To Start a Business, innovation, invention, inventiveness, Money, Reality-based Analysis, Start Your Own Business

**
Getting Money When You Need It – Resourcing – II – 2008 – USA –

Resourcing – II – 2008 – USA

2008 Cricket Diane C Phillips

1.  What do you do if the only resource you need is money?

Make a list of jobs / work / businesses you can do with only a cellphone – (no car – just a cellphone).

Make a list of jobs / work / businesses / sales you can make with only a computer (no car – no phone – just a computer).

Make a list of the nearest holidays, festivals, conventions, gatherings, bike races, themed events, car rallies, motorcycle runs, races, news events and fund-raisers that are already scheduled to happen.

Make a list of businesses / services you can offer that require no money to get them started (even if they require some tools you could borrow or buy).

Make a list (from the phone book and from what you know) of associations, clubs, organizations and churches in your nearby areas and what might they need, want or buy?

Make a list of needs in your community that are obvious based on time of year, holidays, activities that are happening now or in the near future, current concerns and needs you know are there.

2.  If you only need the resource of money and you’ve made these lists, then what?

Find which ideas make the most money for the time put in them. Put a check mark in the left margin beside them.

Find which ideas can be done starting now with what you’ve got – put a star next to the ones of those that you like the most (even if they have a check mark beside them).

Find which ideas will make money the closest to now – the fastest to return immediate money, (give them another star in the left margin).

Take all entries from the list with a check mark, star, two stars or all of the above and write on another paper. These are worth pursuing & save the rest for another time in folder titled – business ideas.

Choose which ones from this list on a new sheet of paper that you most like or want to do. Either circle them, put a star next to them in the margin or write each on a clean piece of paper, (as a title). Then, write the steps you need to take to do them starting today and go do them. Check prices / costs and correct them, if needed, in order to make the money you need. Remember, desperate for money does not mean – give it away for nearly nothing or in the business model, it will undercut its chances of success for you.

3.  You can do this any way you want – but here are some suggestions:

Rather than running out and paying out lots of money that you don’t have – network, ask, approach and be creative. Keep focused on “opportunities” and move on them as you find them.

If you want to shine shoes, paint pictures, do makeovers, mow yards, sell jewelry, sell t-shirts or whatever your service or product is – find a store or vendor that already has the permits and licenses, negotiate to use some of their space and work together.

Or, exchange some of your profits for the space in a corner of their store, their kiosk, their booth, their office or their parking lot / sidewalk. Or, create a special event with them where you can offer your services / products and help to promote their business at the same time.

Art shows and convention vendors can be found online at the website for the show – call them. Maybe they will share their booth for someone to help set-up, break down and watch their space part of the time.

This is not the same as business for a hobby or pastime. These are the “rules” for getting money as a resource in a timely manner. It is an “opportunistic” mindset used in a healthy, profitable way. If you can see how to sell drugs or sex or porn, then you can also sell just about anything legal with the same skills and mindset. The opportunities to meet the needs around you and serve those needs to make a profit is the focus to keep in mind. When these occur, grab them, move with them and price to profit immediately, fairly and positively. This is the basis of acquiring money as a resource anytime, anyplace, anywhere right now.

Written by Cricket Diane C “Sparky” Phillips

Cricket House Studios, 2008 (originally published May 3, 2009)

***

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The basis of the current economic crisis, the credit default swaps and trading on thin air started in the 1980’s with changes made to encourage debt-for-equity swaps and other twisted thinking –

04 Wednesday Feb 2009

Posted by CricketDiane in Alexander Hamilton, America - USA, ancient sea, Creating Solutions for America, Creating Solutions That Work, Cricket D, cricket diane, Cricket Diane C Phillips, Cricket Diane C Sparky Phillips, Cricket Diane Designs, Cricket House Studios, cricketdiane, CricketHouseStudios, Democracy, diane c phillips, Economics, Economy, Efficiency Systems 2008, Enlightenment and Reformation, Genius At Work, Macro-economics future forecasting, Making It All Work Quickly, Money, Physics of Change, Principles of Economics, Real Time Crises, Real-World, Reality-based Analysis, Solutions, Solving Difficult Problems in Real Life Real World Real, Solving Impossible Problems, Sparky Phillips, Statistical Analysis, Systems Analysis, Twenty-first Century, Uncategorized, United States of America, US At Home - Domestic Policy, US Government, XI-1

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** My note –

This explains why and how we got here in the structurally deficient, systemically corrupted economic crisis of 2008, 2009 and onward. It started here in these changes from the 1980’s that were made.

Several changes made immediately prior to 1980 also contributed to the degradation of structural integrity in tangible corporate assets – they became over-leveraged and depleted from that point continuing to this day.

– cricketdiane

***

Debt, Taxes, and Corporate Restructuring
By John B. Shoven, Joel Waldfogel
Contributor Joel Waldfogel
Edition: illustrated
Published by Brookings Institution Press, 1990
ISBN 081577883X, 9780815778837
210 pages

See page 34 Chart and explanation in paragraphs below it into page 35 –

Figure 4: Debt-to-Asset Ratios, Selected Years, 1948 – 1988
Sources: Author’s calculations based on Board of Governors of the Federal Reserve System, “Balance Sheets for the U.S. economy, 1946 – 85,” Statistical Release C.9 (October 1986) and “Balance Sheets for the U.S. economy, 1949 – 88,” Statistical Release C.9 (April 1989).

**my note –
this bar chart is great and overviews a very clear visual explanation of debt ratio comparisons.
(It can be found on the link immediately below.)

“A Less Straightforward Story – Unlike the pattern in the period preceding the 1980’s, the growth in both debt and loanable funds in 1981 – 88 needs a more complex explanation. This period is dominated by three factors: a complete turnaround in fiscal policy, as measured by changes in federal debt relative to GNP; the deregulation of financial markets; and the increasing sophistication of financial markets in taking advantage of both financial and tax arbitrage opportunities, as reflected in the great tax shelter boom that lasted until 1986.

With higher real interest rates and deregulation of financial institutions, the total demand for interest-bearing assets increased, and reallocations of portfolios created a much larger supply of funds to be borrowed.
All sectors share in these changed opportunities by increasing both their borrowing and their lending (right bars in Figure 3). The noncorporate business sector continued to dominate the corporate sector in terms of rates of increase in borrowing, especially when measured relative to assets (Figure 4). Net lending, however, clearly came from the most tax-advantaged sectors: foreign and pension and life insurance companies (Figure 2). Corporations began to increase their debt relative to assets during this period, but at about the same rate as other sectors. For the postwar period as a whole, however, corporations maintained growth rates in debt-to-asset ratios well behind those of the individual sector.” pp. 34-35

“If risk were to be measured by increases in debt relative to assets, concern could well turn to the noncorporate business sector. This sector has experienced the greatest increase in leverage in the postwar era, with debt rising from 6 percent of assets in 1948 to 38 percent by 1988. The recent failure of many savings and loan institutions is a warning that lending to the individual sector can easily be as risky as lending to the corporate sector.” – pp. 33 -34

http://books.google.com/books?id=_Acuf3XLyfwC&pg=PA34&dq=1981+act+also+slashed+corporate+taxes&source=gbs_selected_pages&cad=0_1

**

Also see page 175 for its explanation of the basis of our current situation which has its major roots in the 1980’s changes made by US –

“the 1981 tax act began to move incentives toward increased corporate borrowing, although this effect was mitigated by the reduction in capital gains tax rates and high interest rates.”

[ . . . ]

“. . . important nontax were also influencing corporate financing decisions during the early 1980’s. In particular, mature corporations were discovering that it was efficient, from the standpoint of corporate control, to restructure by buying back equity with the proceeds of debt issues, thereby committing themselves to distribute “free cash flows” to investors through bond interest and principle repayments.”2

2 Michael C. Jensen, “Agency Costs of Free Cash Flow: Corporate Finance and Takeovers,” American Economic Review, Volume 76, (May 1986, Papers and Proceedings, 1985), pp. 323-30

“Moreover, increased reliance on strip financing (in which institutional investors acquire combinations of junior debt and equity or senior debt, to reduce conflicts of interest among classes of investors) and the rise of active bondholders enabled more debt to be issued without the fear of incurring excessive dead weight restructuring and bankruptcy costs if the corporation defaulted on its commitments to creditors.”3

3 Michael C. Jensen, “Capital Markets, Organizational Innovation, and Restructuring,”working paper, Harvard Business School, Division of Research, 1989.

And the whole of page 176 –

(Which all applies to the current economic crisis, credit default swaps and derivatives markets created as an outgrowth of this and the methods utilized from the 1980’s onward for conniving around tax laws.

“Corporate restructuring took a decided turn in 1984. Net new borrowing by corporations exploded to nearly $160 billion a year during 1984 – 86 from $66 billion a year from 1978 – 83. At the same time there was a quantum leap in the magnitude of both share repurchases ($37 billion a year in 1984-86 versus $5 billion a year in 1978 – 83) and other equity retirements through corporate acquisitions ($75 billion a year in 1984-86 versus $15 billion a year in 1980 – 83.)4

The 1986 Tax Reform Act had an even more dramatic effect on the tilt toward corporate debt financing. Personal tax rates were reduced to a level well below that of corporations (28 percent for wealthy individuals versus 34 percent for corporations by 1988), and capital gains tax rates were greatly increased. That, in conjunction with relatively low interest rates, greatly reduces the implicit tax on shares and makes equity financing a particularly expensive way to finance corporate investment.

That debt financing has become more tax favored with the 1981 and 1986 tax acts is closely to the fact that noncorporate forms of organization have become more tax favored relative to the corporate form. If all corporate earnings before interest and taxes could be distributed to investors as interest, the corporations would essentially be converted to a partnership for tax purposes. No entity-level tax would be imposed on the corporation,5 and all owners would pay tax at the personal level on interest income. It would be as if the shareholders owned income bonds.

There are many ways in which the firm can “lever up.” One method that has received considerable attention is leveraged buyouts, or LBOs. Others include debt-for-equity swaps, dividend-for-debt exchanges, cash redemption of stock financed with debt, deferred compensation plans, partnership arrangements involving deferred payments, and leveraged employee stock ownership plans (ESOPs). An important tax issue that arises in leveraged buyouts and other debt-increasing recapitalizations is whether the Internal Revenue Service (IRS) will claim that the debt issue is really equity in disguise.6 As we show, all these alternatives are limited in their ability to eliminate the corporate level tax.” – pp. 176

Also – check this –
from pp. 176
4 Joint Committee on Taxation, Federal Income Tax Aspects of Corporate Financial Structures, Joint Committee Print, 101 Cong. 1 sess. (Government Printing Office, January 1989), tables I-A, I-B, pp. 8-9. The 1984 Deficit Reduction Act also eliminated with-holding taxes on newly issued bonds and other evidences of indebtedness that generate portfolio interest income to foreign investors. Bonds purchased by foreigners skyrocketed from less than half a billion dollars per quarter over the preceding decade to more than 10 billion dollars per quarter over the next three years. Board of Governors of the Federal Reserve System, “Flow of Funds Accounts: Fourth Quarter 1988,” Statistical Release Z.1 (March 1989).

http://books.google.com/books?id=_Acuf3XLyfwC&pg=PA175&lpg=PA175&dq=1981+act+also+slashed+corporate+taxes&source=web&ots=3gD9QjNy8Z&sig=12W-Tfvnk5TJ-rPTwdcTiW_atAw&hl=en&ei=Gy-JScqHNpmatwesm8WnBw&sa=X&oi=book_result&resnum=1&ct=result#PPA175,M1

**

Contents –

Introduction and Summary
corporate tax, high-yield debt, free cash flow

Federal Policy and the Accumulation of Private Debt
corporate sector, marginal tax rates, corporate debt

Corporate Leverage and Leveraged Buyouts in the Eighties
free cash flow, Leveraged Buyouts, pecking order theory

Debt Equity and the Taxation of Corporate Cash Flows
leveraged buyouts, share repurchases, capital gains tax

Distinguishing Debt from Equity in the Junk Bond Era
high-yield debt, preferred stock, Drexel Burnham Lambert

Converting Corporations to Partnerships through Leverage
economic rents, ESOPs, double taxation

Contributors –

Alan J Auerbach
U.S. tax system, dividend relief, mergers and acquisitions

Bulow Lawrence H Summers and Victoria P Summers
Drexel Burnham Lambert, RJR Nabisco, high-yield bonds

Myron S Scholes and Mark A Wolfson
ESOPs, excess return, alternative minimum tax

Figures –

Bulow Lawrence H Summers and Victoria P Summers
Cost of Capital, net-present-value

The boom in corporate restructuring, accompanied by large increases in debt finance, was one of the most important developments in the U.S. economy in the 1980s. Financial and tax specialists analyze how the U.S. tax system-especially in its bias toward debt financing-has affected corporate financial decisions and influenced the recent wave of corporate restructuring. The authors evaluate the hypothesis that the rise in the cost of capital during the 1980s helped stimulate the surge in corporate takeovers. They analyze the effect that changes in tax laws and in the volume of government debt have had on corporate financial decisions. The authors examine how recent financial innovations have blurred the distinction between debt and equity finance.

More details
Debt, Taxes, and Corporate Restructuring
By John B. Shoven, Joel Waldfogel
Contributor Joel Waldfogel
Edition: illustrated
Published by Brookings Institution Press, 1990
ISBN 081577883X, 9780815778837
210 pages

http://books.google.com/books?id=_Acuf3XLyfwC&dq=1981+act+also+slashed+corporate+taxes&source=gbs_summary_s&cad=0

http://www.brookings.edu/press/Books/1990/debttaxesandcorporaterestructuring.aspx

***

*******

The Administration proposed increases of 19 percent for the Security and Exchange Commision and 8 percent for the Commodities Futures Trading Commission ”to permit these agencies to keep pace with major changes in these markets and corresponding increased workloads.” The S.E.C. budget would rise to $160.9 million from about $135 million this year; the commodities agency budget is $35.5 million, up from $32.8 million. In the wake of the October stock market collapse, the S.E.C. budget shifts that agency’s focus from insider trading to increased oversight of the securities markets.

A proposed $1.2 billion reduction in funds for Medicare, health insurance for the elderly and the disabled, from the level agreed to by the White House and Congress last November led Representative Edward B. Roybal, a California Democrat who is chairman of the Select Committee on Aging, to charge the Administration with ”breach of faith.”

The Justice Department is seeking a 14 percent increase, to $6.2 billion, with much of the extra money for enforcing drug laws and building prisons. Expenditures on drug cases would rise by $76 million, including the creation of 655 jobs.

At the same time, the department would eliminate $69.5 million in grants for state and local programs aimed at drug abuse. Arnold Burns, the Deputy Attorney General, said state and local governments would not suffer because new efforts to share millions of dollars in assets of narcotics traffickers ”would more than make up” for the lost money.

To alleviate overcrowding in Federal prisons, nearly $420 million would go for prison construction, expansion and repairs. The projects would add room for 5,400 new prisoners, including 4,000 at four new prisons and two new detention centers.

How Major Government Programs Would Be Affected by Reagan’s Budget

Published: February 19, 1988

http://query.nytimes.com/gst/fullpage.html?res=940DE5D8133BF93AA25751C0A96E948260

*******

AN ERA OF BIG CHANGE AND BIG DEBT
$2.95 – Philadelphia Inquirer – NewsBank – Feb 21, 1988
The 1981 act also slashed corporate taxes. By 1983, corporations paid only about one-quarter the … tax dollar, 42 cents is spent on entitlement programs. …

http://news.google.com/archivesearch?q=corporate+entitlement+funds&sa=N&cid=8538609732812805

***

G.O.P. to Seek Cut in Capital Gains Tax

By RICHARD W. STEVENSON
Published: July 8, 1999

House Republicans said today that they would seek to cut the top tax rate on long-term capital gains to 15 percent from 20 percent as part of the big tax-cutting bill they will take up next week

If enacted, the cut in the capital gains tax rate, which applies to profits on the sale of stock and other assets held for more than a year, would give a break to the growing legions of individual investors.

Representative Bill Archer, the Texas Republican who is the chairman of the House Ways and Means Committee, said the capital gains tax cut would help keep the economy growing by stimulating additional savings and investment.

The capital gains tax reduction would account for about $50 billion of the tax cut over a decade, Congressional aides said.

The top capital gains rate was last cut, to 20 percent from 28 percent, as part of the 1997 bipartisan tax and budget deal. Last year, Mr. Clinton signed legislation that reduced to one year from 18 months the period that stocks or other assets had to be held to qualify for the long-term rate.

The Administration attacked the plan today, partly on the ground that it favors the wealthy, who own the vast majority of stocks and bonds.

Mr. Archer’s capital gains proposal will be one element of an $864 billion, 10-year tax-cutting plan that his committee is scheduled to vote on next week as the Republican-controlled Congress begins a politically charged showdown with Mr. Clinton over how to allocate trillions of dollars in projected Federal budget surpluses.

http://query.nytimes.com/gst/fullpage.html?res=9806E0DF173CF93BA35754C0A96F958260

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Why the jackasses in Washington and Wall Street and their elite little group of banking friends can’t tell that there’s a problem is beyond me – Republican Party policies failed us because they were lies –

26 Monday Jan 2009

Posted by CricketDiane in Albert Einstein, America - USA, ancient sea, Business Methods, Comparative Analysis and Analogic Analysis, Creating Solutions for America, Creating Solutions That Work, Cricket Diane C Sparky Phillips, Cricket House Studios, cricketdiane, diane c phillips, Ecology, Economics, Economy, Efficiency Systems 2008, Energy Solutions, Freedom of Thought, Genius At Work, Intelligence, Macro-economics future forecasting, personal stories, Physics of Change, Principles of Economics, Reality-based Analysis

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I say the Republicans lied to us about their principles because –
If you value human life, you don’t wait and visit them after their legs are blown off – you don’t put them in a place to get their body parts blown off in the first place.

If you value human life and American principles, you don’t push masses of the population over the brink of poverty and despair while promoting a few to prosper.

If you value human life, you don’t leave their neighborhoods and communities desolate and abandoned because no one can afford to live in any of the safe decent housing available.

If you value human life, you don’t allow businesses to abuse employees and subject them to dangerous and toxic environmental conditions simply to profit the business – you do all that you can to protect employees so they can reasonably work and live full healthy, happy lives during and after working there.

If you value human life and American principles, you don’t deplete all the resources for them to start their own small businesses, you don’t hinder their progress and opportunity with fees and ridiculously difficult regulations nor tax them into bankruptcy. You do make every opportunity available for them to succeed and make every resource possible to encourage them, support their growth and open markets to them.

If you value human life and America, you don’t allow automakers, oil companies or any company or industry to profit at the expense of every national asset and natural resource that belongs to the American people. Nor do you accept these businesses polluting every natural resource used by all, and causing illness, death and misery.

If you value human life, you don’t leave people to die on the streets of their city in filth and heat and toxic waste for days on end while you dick around Washington with your buddies to get your favorite nominated for anything, regardless of what you think about what is important.

If you value human life and America as a nation, you damn sure don’t rig numbers that analysts and decision-makers depend upon for decisions and strategies that make a difference in people’s lives and opportunities. And, you also damn sure don’t pressure those who have conscientiously collected and analyzed those numbers to change them, “frame them to sound better”, or to altogether ignore what they know to pretend things are the way you think they are.

And –

If you value human life and America, you don’t turn her cities into wastelands of poverty, crime and the nightmares of human slavery.

Amen. And, all God’s people said – Amen, because that’s the truth.

And, that is not all, either. Among other things . . .
There are no words to adequately describe the horrors of living in America under the reign of a government that couldn’t reach down to tie its own shoe without somebody else doing it for them, who couldn’t decide to get anything right because they compromised and traded off instead of constructing “all-win” solutions and that managed to spend $10 trillion dollars while screwing up everything they touched.

And, no I don’t need anyone on the news or in the business of analyzing the current economic situation to know that our economy has gone to hell – anybody actually living in America rather than on the ski slopes somewhere can tell that. Why the jackasses in Washington and Wall Street and their elite little group of banking friends can’t tell that and couldn’t notice it long before last February is a problem for the historic record to determine. I can say that it isn’t because even one among them valued human life, American principles and the United States of America,

– cricketdiane, 01-26-09

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US Government Accountability Office Issues Opportunity to Fix Accounting Irregularities

11 Sunday Jan 2009

Posted by CricketDiane in ancient sea, Apples and Oranges, Benjamin Franklin, Business Methods, Comparative Analysis and Analogic Analysis, Cricket D, cricket diane, Cricket Diane C Phillips, Cricket Diane C Sparky Phillips, cricketdiane, CricketHouseStudios, diane c phillips, Economics, Economy, Efficiency Systems 2008, Enlightenment and Reformation, Extreme Engineering, Eye of Enlightenment, Freedom, Freedom of Thought, Genius At Work, good living, got no money guide, Helping To Fix Solvable Problems, How-to, Information Systems, innovation, Integrated Thinking Processes, Intelligence, Intelligensia USA, Inventing Solutions For America, Leadership Skills, LITERACY, Logic, Macro-economics future forecasting, Make It Work, Making It All Work Quickly, Money, Physics of Change, Principles of Economics, Reading Comprehension, real life experiences, Real Time Crises, Real-World, Reality-based Analysis, Reasoning, resourcing, Solutions, Solving Difficult Problems in Real Life Real World Real, Solving Impossible Problems, Statistical Analysis, Systems Analysis, Tangible from the Impossible, Thinking Skills, Thomas Jefferson, Thoughts, Twenty-first Century, Uncategorized, United States of America, US Declaration of Independence, US Government, USA -1, We Come Bearing Gifts, Workable Solutions

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GAO: U.S. Government’s 2008 Financial Report
Demonstrates Significant Problems
Some Major Agencies Fail to Garner ‘Clean Opinions’;
Problems Make it More Challenging for Informed Decisions
WASHINGTON (December 15, 2008) – For the 12th year in a row, the U.S. Government Accountability Office (GAO) was prevented from expressing an opinion on the consolidated financial statements of the U.S. government—other than the Statement of Social Insurance—because of numerous material internal control weaknesses and other limitations.
“While significant progress has been made in improving financial management since the federal government began preparing consolidated financial statements 12 years ago, three major impediments have continued to prevent us from rendering an opinion on the accrual basis consolidated financial statements over this period of time,” said Gene L Dodaro, Acting Comptroller General of the United States and head of the GAO. “Those include serious financial management problems at the Department of Defense, the federal government’s inability to adequately account for and reconcile intragovernmental activity and balances between federal agencies, and the federal government’s ineffective process for preparing the consolidated financial statements.” Dodaro also noted three additional material weaknesses related to improper payments, information security, and tax collection activities. Dodaro added that at least three major agencies did not get clean opinions – the Department of Defense, the Department of Homeland Security, and the National Aeronautics and Space Administration (NASA).

http://www.gao.gov/press/financialreport20081215.pdf

The fiscal year 2008 Financial Report of the United States Government, which includes financial information from the 24 major federal departments and agencies and GAO’s audit report, is being released today by the Treasury Department. Dodaro noted that the report would not be possible without the commitment and professionalism of Inspectors General throughout the federal government who are responsible for annually auditing the financial statements of individual federal agencies. The report is also available on GAO’s web site at www.gao.gov/financial/fy2008financialreport.html
For more information, contact Chuck Young, Managing Director of GAO’s Office of Public Affairs, at (202) 512-4800.
#####
The Government Accountability Office, known as the investigative arm of Congress, exists to support Congress in meeting its constitutional responsibilities. GAO also works to improve the performance of the federal government and ensure its accountability to the American people. The agency examines the use of public funds; evaluates federal programs and policies; and provides analyses, recommendations, and other data to help Congress make informed oversight, policy, and funding decisions. GAO’s commitment to good government is reflected in its core values of accountability, integrity, and reliability.

– don’t tell me they didn’t know –

cricketdiane, 01-01-09

Now, tell me more about “evidence based economic analysis” . . .

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List of Global News Portals and Real-time info sources on the internet – quick access points

06 Tuesday Jan 2009

Posted by CricketDiane in America - USA, ancient sea, Apples and Oranges, Business Methods, Comparative Analysis and Analogic Analysis, Creating Solutions for America, Creating Solutions for Real-life, Creating Solutions That Work, Cricket D, cricket diane, Cricket Diane C Phillips, Cricket Diane C Sparky Phillips, Cricket Diane Designs, Cricket House Studios, cricketdiane, crickethousestudeios, CricketHouseStudios, Democracy, diane c phillips, Economics, Economy, Efficiency Systems 2008, Engineering, Enlightenment and Reformation, Freedom of Thought, good living, got no money guide living, How-to, Illuminati, Information Systems, innovation, Integrated Thinking Processes, Intelligence, Intelligensia USA, Intelligentsia, International Concerns, Inventing Solutions For America, inventiveness, Macro-economics future forecasting, Make It Work, Making It All Work Quickly, Money, Physics of Change, Principles of Economics, Reading Comprehension, real life experiences, Real Time Crises, Real-World, Reality-based Analysis, Reasoning, resourcing, Right Brain Thinking Skills Set, Rocket Science, Solutions, Solving Difficult Problems in Real Life Real World Real, Solving Impossible Problems, Sparky Phillips, Statistical Analysis, Systems Analysis, Tangible from the Impossible, the art of living, Thinking Skills, Thoughts, Twenty-first Century, Uncategorized, United States of America, US At Home - Domestic Policy, US Government, We Come Bearing Gifts, Workable Solutions, x3

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http://www.usatoday.com/money/world/2009-01-05-waterford_N.htm

By Jane Wardell, AP Business Writer

LONDON — Waterford Wedgwood, the maker of classic china and crystal, filed for bankruptcy protection Monday

Crystal, china maker Waterford Wedgwood files for bankruptcy

Posted document.write(niceDate(‘1/5/2009 9:09 AM’));10h 8m ago
***

http://www.iht.com/pages/index.php

International Herald Tribune Home with Global News – Assorted Sources – check along right hand boxes for overview headlines

http://www.iht.com/articles/2008/08/03/business/mortgage.php

– halfway down page on left is link for chart showing mortgage defaults projected sometime before August 2008

***

http://www.upi.com/

United Press International – global news

***

chart

http://www.newyorkfed.org/mortgagemaps/

***

http://refdesk.com/

halfway down page and on right hand sidebar – news routing and sources – also headlines on right hand sidebar near top of page – other sources found on down the page in groups of info

***

http://www.reuters.com/article/newsOne/idUSTRE4BM4Z320081223

http://www.reuters.com/

Information from Reuters – good source, good coverage

***

http://press.jrc.it/NewsExplorer/home/en/latest.html

Europe Media Monitor – Global News coverage and portal

check EMM News Brief tab at top of page, too. Its search engine also provides comprehensive information about governments and economic / dynamic real-time info. Right hand sidebar lists current and recent news around the world for a quick overview and access points.

***

http://www.cnn.com/

also CNN Business and CNN International

***

These are some of the sources I use, but I also watch Bloomberg, CNN and CNN International, FoxNews, FoxBusiness, CNBC, Headline News (a CNN product) and BBC America (which is more like a game show than the news but they’re fun anyway.)

I don’t trust any of them to tell me the truth – so do whatever it takes to check the facts as they actually exist makes the best sense to me. There are other places online to find facts obviously, but personally, I look for leads more than interpretation so I can locate sources, facts and accurate figures.

***

And, there are at least four things I can think of that will solve our financial crisis / economic crisis in America – and the business leaders, politicians, government leaders and others in a position to do so – aren’t going to do any of those things either. And – I would venture to guess others have solutions that will work as well and these leaders aren’t going to do those things either,  or in fact, anything else that could work until it is really too late to matter. Doesn’t that say it all . . .

– cricketdiane,

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US Economic Crisis – credit default swaps and derivative products – an opinion of solutions – Cricket Diane C Sparky Phillips

19 Friday Sep 2008

Posted by CricketDiane in America - USA, ancient sea, Apples and Oranges, Creating Solutions That Work, Cricket D, cricket diane, Cricket Diane C Phillips, Cricket Diane C Sparky Phillips, Cricket Diane Designs, Cricket House Studios, cricketdiane, crickethousestudeios, CricketHouseStudios, diane c phillips, Economics, Economy, Efficiency Systems 2008, Enlightenment and Reformation, How-to, I'lluminatis, Illuminati, innovation, Intelligence, Intelligensia USA, International Concerns, Inventing Solutions For America, inventiveness, Macro-economics future forecasting, Making It All Work Quickly, Real-World, Reality-based Analysis, Solutions, Sparky Phillips, Tangible from the Impossible, Thoughts, Twenty-first Century, Uncategorized, United States of America, US Government, walking dead men club, We Come Bearing Gifts, Workable Solutions

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America, ancient sea, Apples and Oranges, Business, Creating, credit default swaps, Cricket Diane C Sparky Phillips, Cricket House Studios, cricketdiane, derivative products, economic crisis, innovation, inventiveness, Macro-economic analysis 2008, ratings agencies, real time real world solutions, Reality-based Analysis, Solutions and possibilities, solutions to economic crisis, solutions to real world crises, stock market, Systems Analysis, US Economy, US Treasury, USA -1, world economy

A valid opinion about the credit default swap products, credit default instruments and derivatives in the market collapse crisis – US and World Markets –

Don’t buy credit default and derivative instruments out of the game – undermine their premise and destroy the legal use of these credit default instruments. They are unregulated, unauthorized, unqualified and unsecured. Let everyone across the board lose on the “pretended” value of those and make it illegal to ever create them or trade in them again. They are not valid products in the marketplace because they weren’t secured in the first place.

Businesses cannot sell, create nor trade an “insurance” product that is non-collateralized, unsecured and without any real asset value, no matter what premium is being paid for it. That is untenable. Make them all illegal across the board – not the bonds they insure, but the credit default instruments that have been created back-room, over-the-counter, hand to hand.

That one action would insure the solvency of around 90% of the companies and funds that have been dealing in them. The other 10% of these entities can be made solvent by other more traditional means.

Install industry-wide accounting standards and remove (illegalize) all asset classes which are not secured and backed by real, tangible assets. There should no longer be anything that is considered “off balance sheet” accounting practices. That it was considered standard operating policy is a lesson for the future that it may never be tolerated again because of its destructive components.

Have all ratings agencies rate on the same basis of factual evidence and remove the magnitude of power held by these agencies. The ability of ratings agencies to call the shots and manipulate the markets is too great. That much power to force re-collateralization and depletion of resources as companies shift assets to do so has no business sitting in the hands of these ratings agencies.

Force the re-capitalization of those companies and financial institutions that are under capitalized within a specific set of parameters and definitions with a limited time period, even if that is two years out. Define the acceptable legal ways and asset types that are the only ones to be tolerated. And, demand this be done immediately to insure solvency across the markets. The impacts of this one element would go farther to stabilize world economic growth and US economic stability as a whole than any one other thing.

Written by Cricket Diane C Phillips, 09-19-08, USA

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Creating A Flow of Creative Energy – Cricket Diane C “sparky” Phillips – 2008

19 Saturday Jul 2008

Posted by CricketDiane in America - USA, Analogic Reasoning, ancient sea, Apples and Oranges, Artist, Creating, Creating Solutions for America, Creativity, Cricket Diane C Phillips, Cricket Diane C Sparky Phillips, Cricket House Studios, cricketdiane, diane c phillips, Efficiency Systems 2008, Energy Solutions, Genius At Work, How-to, Illuminati, innovation, Inventing Solutions For America, LITERACY, Making It All Work Quickly, Money, New Boston Tea Party Actions, Original Dynamic Thinking Skills Sets, Physics of Change, resourcing, Sparky Phillips, Tangible from the Impossible, Thoughts, Twenty-first Century, Uncategorized, United States of America, USA -1, We Come Bearing Gifts, Workable Solutions, Writers, Writing, x3, XI-1

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Creating a flow means in this case, to open the internal and external flows of energies such that they meet and interact freely. To harness this for profit and have fun doing it is the point of this written guideline.

Now, to construct this – I want to use the actual basis of facts that I know already and maybe back it up with information from other sources (maybe).

Of –>
This is to define what kind of flow is described, however the information could pertain generally to several areas including creativity, energy, money, effort, originality, products, markets, internal landscapes of the psyche, intellectual abilities, psychic and spiritual energies, or I suppose, water given the impetus by removing constraints.

A restrained flow of creativity, originality, thinking, creative energies, spiritual energies, efforts and intellectual abilities is no different than a dam constraining those energies from emerging into the world surrounding it. This isn’t all that complicated. A blank sheet of paper is all that is needed to prove it. Either the flow does or doesn’t happen onto the page. Either it is full, evenly distributed and open or it is not, and is hindered in some way. This is easy enough to find out.

Pick any subject matter at hand, a blank piece of paper and a pencil, begin writing thoughts concerning the subject matter. Come back to it after ten minutes away and add more thoughts. Are the thoughts easy to grab and convey to the paper? Or are they stumbling or fragmented?

(see outline from post before this one for complete overview)

Written by Cricket Diane C “Sparky” Phillips, 2008

Cricket House Studios, 07-19-08, USA1

“Creating the Tangible from the Impossible Every Day.”

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America’s Answer To The Hybrid Vehicle for the Oil Crisis – Twenty first century America – 2008 – Cricket Diane C Phillips

02 Wednesday Jul 2008

Posted by CricketDiane in Air Quality, Alternative Energy, Alternative Fuels, America - USA, Analogic Reasoning, ancient sea, Apples and Oranges, Art, Artist, artist statement, Business Methods, Creating, Creating Solutions for America, Creating Solutions for Real-life, Creating Solutions That Work, Creativity, Cricket D, cricket diane, Cricket Diane C Phillips, Cricket Diane C Sparky Phillips, Cricket Diane Designs, Cricket House Studios, cricketdiane, crickethousestudeios, CricketHouseStudios, Designs, diane c phillips, Economics, Economy, Efficiency Systems 2008, Energy Solutions, Engineering, Extreme Engineering, Genius At Work, GIT 'R DONE, Global Warming, How-to, Hybrid Vehicles, innovation, Intelligence, Inventing Solutions For America, invention, inventiveness, Money, original art, Original Dynamic Thinking Skills Sets, Physics of Change, Principles of Economics, Quantum Physics, Real Time Crises, Reality-based Analysis, Reasoning, resourcing, Right Brain Thinking Skills Set, Rocket Science, Solutions, Solving Difficult Problems in Real Life Real World Real, Solving Impossible Problems, Sparky Phillips, Tangible from the Impossible, The Brat Cat Cricket, Thinking Skills, Thoughts, Twenty-first Century, Uncategorized, United States of America, US At Home - Domestic Policy, US Government, USA -1, We Come Bearing Gifts, Workable Solutions, Writers, Writing, x3, XI-1

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America\'s Next Hybrid Pickup Truck for the Twenty-first Century by Cricket Diane C Phillips - 2008 -

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If its broke – fix it – US policy makers – It is broke – FIX IT – Thanx – Cricket Diane C Sparky Phillips – 2008

23 Monday Jun 2008

Posted by CricketDiane in Air Quality, Albert Einstein, Alexander Hamilton, America - USA, American Civil War Facts, American Revolutionary War, ANALOGIC HOLISTIC THINKING, Analogic Reasoning, ancient sea, Apples and Oranges, Art, art deco, Artist, artist statement, Creating Solutions for America, Creating Solutions for Real-life, Creativity, Cricket D, cricket diane, Cricket Diane C Phillips, Cricket Diane C Sparky Phillips, Cricket Diane Designs, Cricket House Studios, cricketdiane, crickethousestudeios, CricketHouseStudios, Democracy, Designs, diane c phillips, Dwight D Eisenhower, Economics, Economy, Efficiency Systems 2008, Engineering, Enlightenment and Reformation, Extreme Engineering, Eye of Enlightenment, Freedom, Freedom of Thought, Genius At Work, Helping To Fix Solvable Problems, How-to, Human Rights, I'lluminatis, Illuminati, Information Systems, innovation, Integrated Thinking Processes, Intelligence, Intelligensia USA, Intelligentsia, Intelligentsia International 2008, International Concerns, Inventing Solutions For America, invention, inventiveness, John Adams, John F. Kennedy, Leadership Skills, Left Brain - Right Brain, Liberty, LITERACY, Logic, Make It Work, Making It All Work Quickly, Memory and Recall, mermaid, Money, musician jam, New Boston Tea Party Actions, New Music, Ocean, original art, Original Dynamic Thinking Skills Sets, Original Music, Painting the sky, Paul Revere, Physics of Change, Principles of Economics, Psychology, Quantum Physics, real life experiences, Real Time Crises, Real-World, Reality-based Analysis, Reasoning, resourcing, Rocket Science, Save The Sea, Sea Waves, Sociology, Solutions, Solving Difficult Problems in Real Life Real World Real, Solving Impossible Problems, Sovereignty of the People, Sparky Phillips, Statistical Analysis, stories of war, Sword of Truth, Systems Analysis, take it to the limit, Tangible from the Impossible, the art of living, The Brat Cat Cricket, Thinking Skills, Thomas Jefferson, Thomas Paine, Thomas Payne, Thoughts, Twenty-first Century, Uncategorized, United States of America, US At Home - Domestic Policy, US Bill of Rights, US Constitution, US Declaration of Independence, US Government, USA -1, walking dead men club, War Stories, We Come Bearing Gifts, Workable Solutions, Writers, Writing, x1, x3, XI-1

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21st Century, Accountability, ancient sea, Change, corps of engineers, Cricket Diane C Sparky Phillips, Cricket House Studios, cricketdiane, dams, Energy Solutions, Fix what doesn't work, floods, Illuminati, Intelligentsia, Logistics, New Boston Tea Party, Revolutionize, Solutions, Solutions for America, United States, US Government

Why are we using levee technologies from 150 years ago in America? How is it possible to believe that over a million tons of turbulent waters will be held in place by earthen levee systems? Reliability has failed, reality has shown that it doesn’t work and we have paid a huge fortune for research, research, research, study, study, study – but none of these efforts have resulted in substantial changes in the corps of engineers’ approaches nor in better systems for levees, dams, bridges, flood recovery after systems collapse nor useful updated systems. After 1993 flooding in the Midwest, how could the levee systems have not been recreated and restored to something that would work to prevent their collapse in 2008? Who decided the manner in which it was done and is about to be re-done the same way which will fail next time?

I also would like to know what specific individuals at FEMA were responsible for stopping those new goods in the warehouses from being distributed to Katrina victims in a timely manner. And, what specific individuals and chain of command decided to mark them as surplus, why the FEMA decision-makers and others in our government judged these supplies to be un-needed, and who specifically made that decision. It is our right to know why and how these decision-makers can be so completely “off”. Are they all doing drugs? Have they created a process by which they cannot make accurately based decisions? Do they not watch the news? Do they not go “on-site” before making these determinations? Are they living in some other country most of the time? Do the chain of command systems at FEMA and at the Corps of Engineers (and other agencies) form the basis for criminal negligence on a consistent basis?

Also, there was a show that described a man’s thirty years of efforts to make liquid gas from coal and he has created a proven process and method for this – why aren’t we seeing this man’s work be brought into the marketplace to solve some of the gas and diesel fuel problems? Why isn’t the man’s efforts, also shown on public broadcast, to create an algae based farming for ethanol fuels being given to distribution for the marketplace and whatever is required to do that made available to him? Where are the total electric cars that were successfully created by our automakers and why aren’t we supporting these companies, including the tesla car – to get these cars into our hands right now/ immediately? They’ve already been created, they do work, they do solve the problem and they can be made affordable for us – what is wrong with doing whatever it takes to get these to us?

Our government bias to speak for oil companies that are using our national resources to make their profits – must change. It isn’t thirty years from now to get these things done with the studies, research and alternatives that have been being designed for over thirty years back from here. The status quo isn’t a practical alternative for thirty more years, not for even two more years and in fact, not even for six more months. The speculators are engaging in illegal and criminal gambling practices at our expense and the oil companies have over three hundred percent profiteering practices which is also illegal (considered gouging, opportunistic profiteering beyond what we allow to any other business or industry or companies of any size, and they’re using natural and American taxpayers’ resources and moneys to make these profits). Our US government leadership, decision-makers from all positions are engaging in favoritism, conflicts of interest and self-serving abuses of their power and position to further the agenda for oil companies and others that are fully capable of competitiveness without these unfair advantages.
Cricket Diane C “Sparky” Phillips, 06-23-08, USA, Cricket House Studios, 2008

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