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Purchasing the mortgage instruments from banks, investors, and companies to bail out banks for the purposes and functions of liquidity does not do one significant thing to insure that the unfair and untenable mortgage products subjecting homeowners to financial and property loss are properly corrected.

And so – back to the questions for “Inventing Solutions for America”

* what would create stability in the markets quickly, effectively and in the most natural, non-invasive and non-obstructive, non-obtrusive manner possible?

* what would stimulate economic growth? As quickly as possible?

Strangely enough, I had to put these questions together to answer them because in some ways they are the same thing. And, in other ways to do the one prohibits the other, either way.

One definite plus is that going down at least there is movement. Apathy is bad at any place in the spectrum since it belies the essence of a stagnant and therefore, deteriorating economy, (even when it appears positive.)

Unfortunately, it would be easy to misinterpret apathy as stability which it is not. A stagnant economy promises bliss but delivers dangers of eroding and often overlooked, critically deteriorating foundations and structures. That is due in no small part, to the fact that healthy economies of scale are interactive, multi-dimensional and are fluid, oscillating structures, as a whole. It would be as if the entire ocean dried up or ceased all movement. The system would be stable in a sense but would certainly not thrived nor provide its measure.

Dimensional systems cannot be fully stabilized in the same sense as one boat or ship can be, that rests only on the surface or submerged within it. In macro economic and other dimensional systems there is a point of dynamic harmony that can be reached – an imperfect equilibrium that can be (not kept or maintained), but rather allowed to move and develop in place. It will reach its own oscillating zenith and nadir points along a dimensional axis, which means more or less, its own (Mandlebrott style grouping) but in a multi-dimensional array. That seems clearer in my mind than to say it but what it shows is a propensity to and always toward chaos (as seen in chaos theory) and away from linear stability in any one given direction. This is by nature as it should be, (and part of why flat, linear graphs fail to convey the system properly.)

While one drop of water added to an ocean does not seem to change the overall system, it inherently does in some respects, much as any small draft of air changes the atmosphere of a place and influences the system in some way. These are dimensional fluid systems models given to be influenced by flow rates, thermodynamics, fluctuations of pressure and degrees of change within event horizons of elapsed time, among other things. So, too are macro economic systems inclined to be influenced, to maintain a non-ordinary type of equilibrium and to vary from mean (absolute) stability by extraordinary amounts within the tolerance of internal (good, healthy) balance. They are really quite remarkable.

So, to the questions –

* what would create stability in the markets quickly, effectively and in the most natural, non-invasive, and non-obstructive, non-obtrusive manner possible?

1. Tell everybody in America to take $10 and using basic skills of business (as an applied science) – make it into $20 in less than a week without spending $500 to do it. That’s first.

2. Second, is to put in place the proper and appropriate legislation to correct and regulate the financial sectors including re-creating any and all mortgage instruments (in place) that exist as an ARM or any similar type thereof.

3. Next, or simultaneously, pay the money directly to the foreign investors that are behind the scenes hounding us for it at ½ of 1% face value as an intermediate stopgap measure and call it “what is actually being done and why,” in an honest manner.

4. Re-regulate as should have been done or left in place to force prudent lending / borrowing practices regardless of the industry. This would go farther to create stability and restore “confidence” than any one other thing.

5. Drop hindrances in the marketplace as mentioned from startup filings and fees to visa and passport and patent fees / licensing fees. Add capital flows to regional, community and local banks specified to help grow businesses in the communities. And, fix this mess that some call, government inaction, ineptitude and dismal performance “business-as-usual.”

6. Well, sixth would be a couple of things and they go hand-in-hand. Since government bailouts are the order of the day, use some of those trillions to buy lined paper and pencils to give (free of charge and not by mail) to each and every American individual. (This includes a set for every member of every family, legal citizens or not – without having to give names and addresses to get them.) And, a simple one-page synopsis to inspire its appropriate use such that they can help themselves and show their children how to do the same.

7. Get off the dime – because the same old song and dance isn’t going to get it anymore. Excluding some in the name of whatever the benefit to a few, isn’t based in the principles and foundations of democracy and equal opportunity for all.

Either, a.) facilitate it, or b.) get out of the way.

Written by Cricket Diane C “Sparky” Phillips, 09-27-08, USA